If using dried beans, prepare them according to directions so they are ready before you begin.
Chop the garlic, onion, and bell peppers and jalapeno.
Saute lightly over medium high heat in 1-2 tsp olive oil.
Once the veggies have sauteed for about 5 minutes, add everything else into the pot.
Bring to a boil. Reduce heat and simmer for 30 min or longer as needed.